How to transfer a large amount of money with Bendigo Bank in 2025

This article covers:
- What are the limits for large money transfers with Bendigo Bank?
- Is Bendigo Bank safe for large transfers?
- How to make large transfers with Bendigo Bank?
- How long do large transfers take with Bendigo Bank?
- What’s the maximum transfer limit with Bendigo Bank?
- Why is Instarem a better choice for large money transfers?
Sending large amounts of money across borders can be complex, but Bendigo Bank makes it simple and secure. With competitive exchange rates, transparent fees, and reliable processing, you can send high-value transfers with peace of mind. Whether for business, investments, or personal reasons, Bendigo Bank ensures your money reaches its destination safely and efficiently.
What are the limits for large money transfers with Bendigo Bank?
Bendigo Bank facilitates international transfers through its e-banking platform and in-branch services. For online Telegraphic Transfers, the default daily limit is set at AUD 30,000. To increase this limit, customers can contact Bendigo Bank directly or visit a local branch. Requests for limits exceeding AUD 30,000 require a signed request and are subject to approval.
Is Bendigo Bank safe for large transfers?
Bendigo Bank employs multiple security measures to protect your funds during large transfers. These include multi-factor authentication (MFA), 24/7 fraud monitoring, and the NameCheck system, which verifies payee details to prevent mistaken or fraudulent payments. Additionally, the bank has implemented risk-based delays for certain payments and blocks high-risk cryptocurrency transactions to enhance customer protection.
How to make large transfers with Bendigo Bank?
Here’s a step-by-step guide to making a large transfer with Bendigo Bank:
- Sign up or log in to your Bendigo Bank e-banking account.
- Navigate to the ‘Move Money’ section and select ‘Telegraphic Transfer’.
- Enter the transfer details, including the recipient’s information and amount.
- Choose your payment method, such as a bank transfer.
- Verify your identity if required for high-value transactions.
- Confirm and send. Track your transfer in real-time through the Bendigo Bank app or website.
For first-time users, it’s necessary to set up the Telegraphic Transfer service by contacting Bendigo Bank at 1300 236 344.
How long do large transfers take with Bendigo Bank?
Transfer Method | ETA |
---|---|
Online Banking | 2–7 business days |
Bank transfer | 2–7 business days |
International payments | 2–7 business days |
What’s the maximum transfer limit with Bendigo Bank?
Transfer Method | Bendigo Bank Maximum Transfer Limit |
---|---|
Online Banking | Up to AUD 30,000 (higher limits upon request) |
Bank Transfer | Up to AUD 30,000 (higher limits upon request) |
International Payments | Up to AUD 30,000 (higher limits upon request) |
Why is Instarem a better choice for large money transfers?
- Exclusive discounts for large transfers – more money where it matters
- Fast, secure transfers you can trust
- Track your transfer every step of the way
- Personalised support from our dedicated large transfers team
- Extended rate lock-in for added peace of mind
Make large money transfers with Instarem
The information provided is for general guidance only and may vary based on your location and transaction details. Please check Bendigo Bank’s official website for the latest policies and limits.