How to transfer a large amount of money with Citibank AU in 2025
This article covers:
- What are the limits for large money transfers with Citibank AU?
- Is Citibank AU safe for large transfers?
- How to make large transfers with Citibank AU?
- How long do large transfers take with Citibank AU?
- What’s the maximum transfer limit with Citibank AU?
- Why is Instarem a better choice for large money transfers?
Sending large amounts of money across borders can be complex, but Citibank Australia makes it simple and secure. With competitive exchange rates, transparent fees, and reliable processing, you can send high-value transfers with peace of mind.
Whether for business, investments, or personal reasons, Citibank Australia ensures your money reaches its destination safely and efficiently.
What are the limits for large money transfers with Citibank AU?
Citibank Australia sets daily transfer limits based on the type of recipient account:
- Standard Accounts: AUD 50,000 per day
- Citi Priority Accounts: AUD 75,000 per day
- Citigold Accounts: AUD 100,000 per day
- Citigold Private Client Accounts: AUD 100,000 per day
These limits apply to both online banking and mobile app transfers. For transfers exceeding these limits, customers can contact Citibank directly or visit a local branch.
Is Citibank AU safe for large transfers?
Citibank Australia employs multiple security measures to protect your funds during large transfers. These include multi-factor authentication (MFA), 24/7 fraud monitoring, and secure encryption protocols. Additionally, Citibank provides guidelines to help you protect your access cards and security codes.
How to make large transfers with Citibank AU?
Here’s a step-by-step guide to making a large transfer with Citibank Australia:
- Sign up or log into your Citibank Australia online banking account or mobile app.
- Navigate to the ‘Payments and Transfers’ section and select ‘International Transfers’.
- Enter the transfer details, including the recipient’s information and amount.
- Choose your payment method, such as a bank transfer.
- Verify your identity if required for high-value transactions.
- Confirm and send. Track your transfer in real-time through the Citibank Australia app or website.
For transfers between your Citibank Australia accounts and globally linked Citibank accounts, you can use the Global Transfers feature, which allows instant transfers in most currencies.
How long do large transfers take with Citibank AU?
| Transfer Method | ETA |
|---|---|
| Online Banking (Domestic) | 1–5 business days |
| Online Banking (International) | 3-5 business days |
| Global Transfers between Citibank accounts | Instant (most currencies) |
What’s the maximum transfer limit with Citibank AU?
| Transfer Method | Citibank AU Maximum Transfer Limit |
|---|---|
| Online Banking (Standard Accounts) | AUD 50,000 per day |
| Online Banking (Citi Priority Accounts) | AUD 75,000 per day |
| Online Banking (Citigold Accounts) | AUD 100,000 per day |
| Online Banking (Citigold Private Client Accounts) | AUD 100,000 per day |
| Global Transfers between Citibank accounts | No limit for transfers made in USD |
Why is Instarem a better choice for large money transfers?
- Exclusive discounts for large transfers – more money where it matters
- Fast, secure transfers you can trust
- Track your transfer every step of the way
- Personalised support from our dedicated large transfers team
- Extended rate lock-in for added peace of mind
Make large money transfers with Instarem
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The information provided is for general guidance only and may vary based on your location and transaction details. Please check DBS’s official website for the latest policies and limits.
