How to transfer a large amount of money with DBS in 2025

Money know-howRemittance
23 Apr 2025
2 mins read
Written by

​Sending large amounts of money across borders can be complex, but DBS Singapore makes it simple and secure. With competitive exchange rates, transparent fees, and reliable processing, you can send high-value transfers with peace of mind. Whether for business, investments, or personal reasons, DBS ensures your money reaches its destination safely and efficiently.

What are the limits for large money transfers with DBS?

The default daily transfer limit for overseas fund transfers is set at SGD 500, but you can increase this up to SGD 200,000 via digibank. For transfers exceeding SGD 200,000, please visit any DBS/POSB branch for assistance.

Is DBS safe for large transfers?

Absolutely. DBS Singapore is regulated by financial authorities in multiple jurisdictions. It employs robust security measures, including encryption, multi-factor authentication, and fraud monitoring, to protect your transactions, especially for large transfers.​

How to make large transfers with DBS?

Here’s a step-by-step guide to making a large transfer with DBS:

  1. Sign up or log in to your DBS digibank account.
  2. Enter the transfer details, including the recipient’s information and amount.
  3. Choose your payment method, such as a bank transfer or other available options.
  4. Verify your identity if required for high-value transactions.
  5. Confirm and send. Track your transfer in real-time through the DBS digibank app or website.

How long do large transfers take with DBS?

Transfer MethodETA
DBS RemitSame day (to selected markets)
Bank transfer2-4 working days
International payments1-4 days

What’s the maximum transfer limit with DBS?

Transfer MethodDBS Maximum Transfer Limit
Local TransfersUp to SGD 200,000 daily
Overseas TransfersUp to SGD 200,000 daily
Transfers exceeding S$200,000Visit a DBS/POSB branch

Why is Instarem a better choice for large money transfers?

  • Exclusive discounts for large transfers – more money where it matters
  • Fast, secure transfers you can trust
  • Track your transfer every step of the way
  • Personalised support from our dedicated large transfers team
  • Extended rate lock-in for added peace of mind

Make large money transfers with Instarem

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Sources


The information provided is for general guidance only and may vary based on your location and transaction details. Please check DBS’s official website for the latest policies and limits.

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About Instarem

Instarem stands at the forefront of international money transfer services, facilitating fast and secure transactions for both individuals and businesses. Our platform offers competitive exchange rates for popular currency pairs like USD to INR, SGD to INR, and AUD to INR. If you're looking to send money to India or transfer funds to any of 60+ global destinations, Instarem makes it easy for you. We are dedicated to simplifying cross-border payments, providing cutting-edge technology that support individuals and businesses alike in overcoming traditional fiscal barriers normally associated with banks. As a trusted and regulated brand under the umbrella of the Fintech Unicorn Nium Pte. Ltd., and its international subsidiaries, Instarem is your go-to for reliable global financial exchanges. Learn more about Instarem.

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