Tap to pay smarter: Instarem Business Card levels up with Apple Pay 

Business
26 Feb 2026
4 mins read
Written by

Good news for fast-moving teams. 

You can now add your Instarem Business Card to Apple Pay. That means secure, contactless business payments straight from your iPhone or Apple Watch — no physical card required. 

For founders juggling meetings, finance teams tracking spend, and employees paying on the go, this makes everyday business payments simpler and more seamless. 

Smarter payments. Less admin. Same control. 

Why add your Instarem Business Card to Apple Pay 

1. Move faster on everyday business spend 

Client lunches. Office supplies. SaaS subscriptions. Travel. 

Instead of reaching for your wallet or manually entering card details, simply tap and pay. It’s seamless at checkout and just as smooth online. 

The result? Faster payments and fewer interruptions to your workflow. 

2. Built-in security that protects your business 

Apple Pay uses Face ID, Touch ID, or your device passcode to authorise every transaction. 

Your card number is never shared with merchants. It isn’t stored on your device either. Each transaction uses encrypted authentication designed to protect your business spend. 

For businesses managing multiple employees and higher-value transactions, that extra layer of protection matters. 

3. Real-time visibility, zero reconciliation drama 

Every Apple Pay transaction is reflected instantly in your Instarem dashboard. 

Finance teams can track spend as it happens. 

No chasing receipts. 

No delayed visibility. 

No guesswork. 

It’s the same spend controls and oversight you rely on — now extended to digital wallets. 

How to add your Instarem Business Card to Apple Pay 

Getting started takes minutes. 

On iPhone 

  1. Open the Apple Wallet app and tap the + sign.  
  2. Tap ‘Debit or Credit Card’.  
  3. Scan your Instarem Business Card or enter the details manually.  
  4. Verify your card information and enable it for Apple Pay. 

On Apple Watch 

  1. Open the Apple Watch app on your paired iPhone. 
  2. In the ‘My Watch’ tab, tap ‘Wallet & Apple Pay’. 
  3. Tap ‘Add Card’ and select ‘Debit or Credit Card’. 
  4. Follow the steps on the screen to add your Instarem Business Card.  
  5. Verify your card information and enable it for Apple Pay. 

And that’s it! 

Note: Only Employee Cards can be linked to Apple Pay. Ensure authorised team members have been issued a card before setup. 

Make your Instarem Business Card the default payment method 

If this is your primary business card, set it as default so it’s automatically selected during checkout. 

On your iPhone: 

  1. Open the Wallet app. 
  2. Hold and drag your Instarem Business Card in front of the other cards.  

On your Apple Watch: 

  1. Open the Apple Watch app on your iPhone. 
  2. In the ‘My Watch’ tab, tap ‘Wallet & Apple Pay’. 
  3. Under ‘Transaction Defaults’, tap ‘Default Card’. 
  4. Tap ‘Instarem Business Card’ to set it as your default card. 
  5. Now whenever you use Apple Pay, it will automatically charge your Instarem Business Card. 

Now, every tap defaults to your business spend. Small change. Big efficiency gain. 

What this means for your Business 

Adding your Instarem Business Card to Apple Pay isn’t just about convenience. 

It’s about giving your team the flexibility to pay wherever work takes them — while you retain full visibility and control. 

Secure. Instant. Accountable. 

That’s how modern businesses manage spend. 

Don’t have an Instarem Business Card yet? 

Sign up for an Instarem business account, activate your card, and add it to Apple Pay in minutes. Getting started is simple and free. 


The Instarem Business Card is currently available to Singapore-registered businesses only. 

Make business payments simple
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About Instarem

Instarem powers global business payments that move as fast as you do. With our business account, you can make payments to 160+ countries easily and affordably. Whether it’s salary payouts, supplier invoices, or intra-company transfers, our solutions are built to simplify your workflow. We also offer tailored payment tools for industries like logistics, tech, travel, and more. Get clear spend insights with the SME Spend Barometer. As part of Nium, a global fintech unicorn, we’re trusted and regulated in 11 jurisdictions, moving USD $6 billion annually—and ready to help you scale. Contact us to find the right fit for your business.

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