Li Chun 2026 – Auspicious timing to deposit money

Money know-how
12 Jan 2026
5 mins read
Written by

Expect long “red” queue outside the bank on the 3rd, 4th or 5th of February.

 

Now you might be wondering, why is everyone doing cash deposit on these days?

 

This occasion is called Li Chun (立春) to the Chinese. Not the act of depositing money. But the specific day itself.

What is Li Chun?

According to Chinese culture, Li Chun marks the beginning of Spring. According to tradition beliefs, one needs to “bite the spring” on the first day of Spring.

 

This is why eating spring rolls are common. It welcoming freshness, growth, and new beginnings.

 

Another popular Li Chun tradition is balancing eggs upright. It’s believed this is possible due to the unique alignment of the sun and moon on this day, which subtly affects Earth’s gravitational balance.

 

Over the years, modern finance myths tied to Li Chun have also gained popularity. One fairly new practice involves making money deposits during an auspicious hour, with the belief that it helps attract prosperity and good fortune for the year ahead.

 

So if you are interested in making money in 2026, you got to read on.

When is Li Chun 2026?

Li Chun falls on the 4th of February 2026 and ends on the 18th of February 2026.

 

The exact date depends on the Chinese Lunar Calendar. As such, the auspicious date tend to change every year.

What determine specific hours?

Aside from the exact date, there is also specific timing to deposit cash. Timings to deposit cash based on your Chinese zodiac sign.

 

But who decides the timings? Feng shui masters will create charts that list out certain auspicious li Chun timings, and match it to different zodiac signs. The feng shui charts published would also require individuals to wear certain auspicious colours based on your zodiac sign.

But wait? Shouldn’t we be debunking finance myths?

Well let’s just say that banks have jump on this Li Chun making it their life mission to ensure they get more customers during this period.

Banks marketing gimmicks during Li Chun

Banks will run Li Chun Promo during this period. I mean what better time to get customers to switch from an account with meagre rates to the best savings accounts that gives effective interest?

 

However, these promotions usually come with conditions, such as:

 

  • Opening a new bank account or purchasing alternative investment products

  • Depositing a minimum amount to qualify for annum bonus interest rates

  • Enjoying a few additional perks thrown in along the way

Best savings account to enjoy bonus interest rates

Here are a few account recommendations and the specific interest rate you can expect.

 

Bank

Account name

Interest rate

Effort required

DBS account

Multiplier account

 

 

UOB account

UOB one account

 

 

 

High interest rate doesn’t mean you can do very little. More often than not, they come with more conditions and caveats than benefits. Accounts like UOB one account or DBS Multiplier account require a combination or card spend, minimum monthly salary accreditation and opening an investment account. Not every self employed or low income earners can afford to do that.

 

If you are looking for the lowest effort savings account, you can opt for CIMB fastsaver account where it is fuss free.

Are you limited to deposit account?

Of course you are not. You can also opt to top up your investment account or checking account during this period.

 

After all, the whole point of using Li Chun is to welcome a new cycle of growth, opportunity, and prosperity. So, any step that helps you earn interest rate is worth considering.

 

Curious to know what’s your Li Chun lucky timing? Check out your below.

Auspicious day to deposit money 2026 based on your zodiac sign

Save your own feng shui charts below:

Li Chun 2024

 

Chart source from Wayfengshui

What if Li Chun timing differs based on different Feng Shui masters?

Here are a few practical financial tips to keep in mind:

  • Stick with one Feng Shui master whose guidance resonates most with you.

  • Simply depositing money into savings account that offers strong, effective interest rates.

  • Turn up in auspicious colours to align with positive energy.

  • Simply deposit cash.

Do you have to show up to cash deposit machines or can you do online banking?

Well as mention, during Li Chun, expect super long queue at the cash deposit machines. Traditional beliefs didn’t dictate that you can’t do online banking. As long as you move paper notes to your bank accounts on that particular day with the most auspicious date and at your own time, own target (based on your zodiac sign), it will work out.

 

This is probably the least complex finance concepts you will encounter.

 

Lower income earners and self employed who need a boost of luck can consider depositing money during this period for discipline. With Li Chun, you have a fairly good excuse to have some financial discipline while earning bonus interest rates at the same time.

Working or living overseas? Use Instarem to deposit money into your account

Depositing money overseas doesn’t have to be complicated. We might not present savings account for you to make cash deposit perfectly.

 

But if you want to skip the queue and enjoy the steady flow of depositing money back to your own home country’s bank account, use the Instarem app.

 

Check out this list below to find out why Instarem is the best choice for you:

 

Cost effective

Great exchange rates and low fees.

 

Speed

Typically, instant or same-day transactions.

 

Transparent

No hidden fees. All costs are upfront.

 

Secure

Industry-leading technology that moves billions, annually.

 

Enjoy simple, safe and cost-effective experience at your fingertips. Download the app now.

 

Disclaimer: This article is intended for informational purposes only. All details are accurate at the time of publishing. Instarem has no affiliation or relationship with products or vendors mentioned.

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About Instarem

Instarem stands at the forefront of international money transfer services, facilitating fast and secure transactions for both individuals and businesses. Our platform offers competitive exchange rates for popular currency pairs like USD to INR, SGD to INR, and AUD to INR. If you're looking to send money to India or transfer funds to any of 60+ global destinations, Instarem makes it easy for you. We are dedicated to simplifying cross-border payments, providing cutting-edge technology that support individuals and businesses alike in overcoming traditional fiscal barriers normally associated with banks. As a trusted and regulated brand under the umbrella of the Fintech Unicorn Nium Pte. Ltd., and its international subsidiaries, Instarem is your go-to for reliable global financial exchanges. Learn more about Instarem.

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