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Our rate

First time rate Enjoy this special rate and zero fees on your transfer now. Act fast, offer ends soon!

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Fees Fees and exchange rates vary by sending amount, currency, payment method, and receiving country. Please change these parameters to view the applicable fees.

Promotional terms apply

The fees displayed are valid for new customers on their first transfer between AUD 200 - AUD 7,999.

 

Looking to send more than AUD 20,000? Register your interest now to enjoy exclusive rates.

Stay in control with
our transparent pricing

Our transfer fee is transparent – never hidden, you’ll always see the exchange rate upfront, giving you total control to send money to India from Australia at the best rates.

Better exchange rates

We provide you with competitive foreign exchange rates, every time.

Low transaction fees

Lower fees than banks and no additional charges.

No hidden fees

You will always see the total fees clearly displayed on our app.

How to send money to India from Australia: 4 easy steps

Sign up for an account online or via our app. Upload proof of address in Australia and your identification documents.
Fill in your recipient’s information.
Choose the type of currency you want to send, input the amount, and select your preferred transfer method. Note: Refer to our international money transfer limits guide for more information on the maximum amount you can transfer in a single transaction to your choice location.
Key in the verification code that is sent to your registered phone number or email. This helps us keep your money safe.

How much does it cost to transfer money to India? 

The cost and speed of your transaction depends on the destination, your payment method, and how you want your funds to be received. We will always show you the cost upfront, before you proceed with the transfer so you can make the best choice for you to send money to India.

For illustration purposes. Updated fees are shown to you at the time of setting up your transaction.

How long does it take to transfer money to India?

Sending money to India with Instarem is lightning-fast. Money transfer from Australia to India will typically zip through in just a few minutes.

Sometimes, currency rules, bank processing, or holidays may cause a slight delay and it may take us a day or two. But no worries! Our top-notch technology and wide network of partners work together to get your money to India securely and quickly.

Ready to send money to India from Australia?

Sign up now for fast, secure and low-cost transfers.

Best ways to send money to India from Australia

At Instarem, sending money to India is as easy as it gets. Here are the payment methods Instarem offers you to fund your transfers.

Cost-effective, ideal for the budget-conscious, though slightly slower.
Instant, convenient but incurs a fee, a smart choice for easy and speedy transfers.
Instant, convenient but incurs a fee, a smart choice for easy and speedy transfers.
Fast and easy using mobile, email, or ABN.
Payment methods vary by send country and currency.

What information do I need to send money to India?

We will ask you for the following information:

  • Your personal details. We may also need some documents for verification purposes.
  • Your recipient’s personal details like full name, address, contact information and their bank details.

Send money to India with our international money transfer app

Fast

Most transfers are instant or same day​

Low-cost

Competitive exchange rates and low fees

Safe

Licensed and regulated in 11 countries

Transparent

All costs are upfront, no hidden charges

Rewarding

Earn rewards on every transaction

Explore more

About us

From our humble beginnings to our biggest achievements, learn about what makes Instarem the best option for you to send money internationally.

Blog

Discover more about sending money overseas, tips for expats living abroad and more.

FAQs

Absolutely! When you choose Instarem to transfer money to India from Australia, you can be rest assured that your transaction is secure. We are regulated and licensed in 11 countries, and we specialize in international transfers, including sending money to India.

At Instarem, we take your financial security seriously. We use advanced encryption and secure payment methods to protect your information during the transfer process. However, it's always a good idea to be cautious. Before you proceed with any online money transfer to India, make sure to verify the recipient details and carefully review our terms and conditions.

In general, transferring money to India from Australia is usually instant but can also take one to two business days. The exact time may vary depending on factors like the payment method chosen, the verification process, and any potential delays in the banking system. For the most accurate and up-to-date information on transfer duration, we recommend checking our website directly when sending money to India.
Yes, you can track your money transfer from Australia to India via the Instarem app under "Activity" section. You will also be notified once your money transfer to India has successfully reached your recipient.
Yes, you can send money to India for Business too. Try our Business account, sign up with us today! For business related transactions, please open a business account with us

Experience the convenience of online money transfers with Instarem, offering competitive exchange rates and affordable fees. Choose us for hassle-free transactions and exceptional customer support, making us the preferred option for sending money to India.

No, you do not need an IBAN (International Bank Account Number) to transfer money from Australia to India, as Indian banks don't use IBANs. Instead, you will need the recipient's bank account number, the bank's name and the IFSC (Indian Financial System Code) to complete the transaction. Whether you’re using your Australian bank or Instarem, simply provide these details, and your transfer will be fast, secure, and hassle-free.

Yes! with Instarem, you can send money to India from Australia using the Unified Payments Interface (UPI). This seamless option is widely accepted, and all you need is the recipient’s UPI ID in India to complete the transfer. It’s a fast, reliable, and cost-effective option.

Money sent from Australia to India for personal use, like supporting family or saving, is usually not taxed in India. However, if the amount is considered a large gift above a certain threshold or income for the recipient, it might be subject to tax. If you're sending a large amount of money to India, it's a good idea to review your Australian tax obligations. To fully understand any potential taxes, it's best to consult both Australian and Indian tax advisors.
Yes, you can transfer money from Australia to India without an NRI (Non-Resident Indian) account. Instarem makes it easy to send funds directly to the recipient’s Indian bank account, no NRI account required.
The rate for sending money from Australia to India varies based on the exchange rates and fees provided by different services. With Instarem, you can enjoy competitive exchange rates and low fees, helping you get more value from your transfers. It’s always a good idea to check the live rates on Instarem to ensure you're getting the best deal.

When you send money to India from Australia via Instarem, a transaction number (also referred to as a transaction ID or reference number) is issued for your transfer. You’ll find this number on the transaction confirmation page and in the email we send to you. It serves multiple purposes:

- Tracking: Easily follow the status of your transfer with the transaction number.

- Customer support: Provide the transaction number for quick assistance when needed.

- Refunds: If a refund is required, the transaction number makes processing simple.