
4.4/5 – Excellent. From 8,000+ reviews
International money transfers
Our rates
Our rates
Payment by
Fees Fees and exchange rates vary by sending amount, currency, payment method, and receiving country. Please change these parameters to view the applicable fees.
Why Instarem?
Fast
Most transfers are usually within 1-2 business days
Low-cost
Competitive exchange rates and low fees
Safe
Licensed and regulated in 11 jurisdictions
Transparent
All costs are upfront, no hidden charges
Rewarding
Earn rewards on every transaction
Fast and secure international transfers


Earn rewards with every transaction
Find the best rate for your money transfer
Compare Instarem’s rate for with other providers and see the difference yourself.
What our customers say
Money transfers at your fingertips




Ready to get started?
Looking for an easy global payment solution for your business?
We provide fast and cost-effective international payments for all your business needs. With us, you can focus on what truly matters.
Download the Instarem app to start sending money overseas
Fast transfers
Your transfers are typically processed within 1-2 business days. You can easily track your transfers too.
Easy payments
Enjoy the convenience of paying directly from your bank account.
Help and support
Got questions? Chat with us or submit a query in the Help Center.
Send money from Indonesia to 60+ countries
If you cannot find the location you would like to send to, it means we currently do not support transfers to that destination, but we are working on it! Do come back and check again as we are continuously updating our services.
More currency pairings for IDR
If you cannot find your desired currency pair, it means that transfers to that specified currency are not supported by our services, but we are working on it! Do come back and check again as we are continuously updating our services.
Our latest articles

Tap to pay smarter: Instarem Business Card levels up with Apple Pay
This article covers: Why add your Instarem Business Card to Apple Pay How to add…

Daily Transfer Limits and Requirements for Sending SGD to Indonesia
This article covers: Key takeawaysUnderstanding Daily Limits for International TransfersWhat determines daily limits when sending…

How Employers Can Transfer Salaries to FDW Families in Indonesia
This article covers: Key takeawaysUnderstand the risks and requirementsChoosing the right transfer methodHow to compare…

How to Use Instarem for Recurring Transfers to India
This article covers: Key TakeawaysWhy choose Instarem for recurring transfers to India?Step-by-step…

What to Know Before Sending Money from the USA to India
This article covers: Key takeawaysHow traditional international money transfer workUnderstanding the true cost of overseas…

What is the best time to transfer SGD to MYR?: A guide for expats
This article covers: Key takeawaysHow the SGD ↔ MYR exchange rate works & what drives fluctuationsWhy…

How to Set Up Recurring Transfers to Malaysia and Reduce Costs
This article covers: Key TakeawaysWhat Are Recurring Transfers?Why Automate Transfers to Malaysia: Key BenefitsHow…

Complete list of startup schemes and grants in Singapore
This article covers: Quick overview of startup grants SingaporeStartup SG equity fundingStartup SG FounderEnterprise Development…

Complete guide to transferring money from Singapore to Malaysia
Thinking of sending money from Singapore to Malaysia? We’ve got you covered with the…

UOB Singapore overseas money transfer: Everything you need to know
How to conduct an overseas fund transfer with UOB Singapore? Here’s everything you need…
