Send money to India from United States of America
Transfer money with Instarem. It’s easy, fast, and cheap to send money from USA to India. Experience seamless online money transfers to your recipient in USA.
Stay in control with our transparent pricing
Better exchange rates
We provide you with competitive foreign exchange rates, every time.
Low transaction fees
Lower fees than banks and no additional charges.
No hidden fees
You will always see the total fees clearly displayed on our app.
How to send money to India from United States of America: 4 easy steps
Sign up for an account online or via our app. Upload proof of address in USA and your identification documents.
Fill in your recipient’s information.
Choose the type of currency you want to send, input the amount, and select your preferred transfer method.
Note: Refer to our international money transfer limits guide for more information on the maximum amount you can transfer in a single transaction to your choice location.
Key in the verification code that is sent to your registered phone number or email. This helps us keep your money safe.
How much does it cost to transfer money to India?
The cost and speed of your transaction depends on the destination, your payment method, and how you want your funds to be received. We will always show you the cost upfront, before you proceed with the transfer so you can make the best choice for you to send money to India.
For illustration purposes. Updated fees are shown to you at the time of setting up your transaction.
How long does it take to transfer money to India?
Sending money to India with Instarem is lightning-fast. Money transfer from USA to India will typically zip through in just a few minutes.
Sometimes, currency rules, bank processing, or holidays may cause a slight delay and it may take us a day or two. But no worries! Our top-notch technology and wide network of partners work together to get your money to India securely and quickly.
Ready to send money to India from United States of America?
Sign up now for fast, secure and low-cost transfers.
Best ways to send money to India from USA
At Instarem, sending money to India is as easy as it gets. Here are the payment methods Instarem offers you to fund your transfers.
What information do I need to send money to India?
We will ask you for the following information:
- Your personal details. We may also need some documents for verification purposes.
- Your recipient’s personal details like full name, address, contact information and their bank details.
Send money to India with our international money transfer app
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Send money from USA to 60+ countries
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Uruguay If you cannot find the location you would like to send to, it means we currently do not support transfers to that destination, but we are working on it! Do come back and check again as we are continuously updating our services.
More currency pairings for USD
If you cannot find your desired currency pair, it means that transfers to that specified currency are not supported by our services, but we are working on it! Do come back and check again as we are continuously updating our services.
FAQs
At Instarem, we are dedicated to ensuring your financial security every step of the way. We employ cutting-edge encryption and secure payment methods to safeguard your information when you use our money transfer service to India. While we prioritise your security, it's also wise to exercise caution. Before initiating an online money transfer to India via Instarem, take the time to validate the recipient’s details and carefully review our comprehensive terms and conditions for better clarity.
Usually, international money transfers to India are speedy, often resulting in instant money transfer. However, occasionally, it might take one to two business days to complete. The exact timeframe depends on factors like your chosen payment method, verification processes, and any potential delays within the banking system. For the most accurate and current information on transfer duration, it's best to check our website directly.
Yes, you can track your money transfer from USA to India via the Instarem app under "Activity" section. You will also be notified once your money transfer to India has successfully reached your recipient.
Yes, you can send money to India for Business too. Try our Business account, sign up with us today! For business related transactions, please open a business account with us
If you're thinking of sending money to India, it's important to choose the right method that fits your needs. Whether you prefer the reliability of bank transfers, the convenience of money transfer agents, or the efficiency of online platforms like Instarem, we've got all the details covered. Discover the pros and cons of each option in our reader-friendly blog post on the best way to send money to India.
When sending money to India, there is generally no limit on the amount you can transfer, but money transfer service providers, banks, or other financial institutions may have daily transaction limits in place. If you are sending a substantial sum overseas, it's important to note that any transaction of 10,000 USD or more is typically reported to the Internal revenue Service (IRS) by the service provider or bank.
To remit money to India from the USA without tax implications, it's essential to understand the regulations from both the Internal Revenue Service (IRS) and India's taxation authorities.
IRS Gift Tax: Sending funds to India can be seen as a gift, potentially subject to gift tax by the IRS if there's no exchange of goods or services. Transfers over 10,000 USD must be reported to the IRS.
Indian Taxation: As an NRI, money transfer to India for family members (blood relations) typically have no tax implications. But for non-blood relatives, amounts over ₹50,000 in a year are taxable for the recipient.
Read more on how to transfer money to India without tax.
Transferring money to an Indian bank account through Instarem is a breeze. Whether you're on your desktop or using the app, simply log in to your Instarem account. From there, add or select your recipient and input the transfer details such as their legal name (as it appears on their bank account), their bank name, account number, and the IFSC code. Then, proceed to make the payment for the transfer.
With Instarem, enjoy top-notch rates and lightning-fast transfers, making it your go-to choice for international money transfers to India. Experience the convenience of quick and reliable fund transfers with Instarem today!
To transfer money to India smoothly, you'll need some key details about the recipient handy:
- Recipient's full name and address: Make sure it matches exactly as it appears on their bank statement.
- Recipient's bank details: This includes their bank name, branch name, IFSC/branch code, and their account number.
- Recipient's mobile number: This is important for any updates or notifications.
- Recipient's email address: Especially if you're doing an online transfer, so they can get an alert when the money arrives.
- Purpose of payment: Like whether it's for family support, services, or a property payment. Having this info helps streamline the process.
To convert USD to INR using Instarem, you need to:
- Log in or register for a free Instarem account
- Click ‘Send now’
- View the USD to INR exchange rate on the currency calculator
- Enter the amount you want to send
- Choose a payment method
- Enter the receiver's details and fund the transfer
To sign up for Instarem and start sending money to India, follow these steps:
- Create an account: You can sign up online or through our app. Provide your basic information and create your account.
- Verify your identity: Upload proof of your address in the US and your identification documents as part of the verification process.
- Add recipient details: Enter the information of the person in India you want to send money to, including their bank account details.
- Select transfer details: Choose the location or currency you want to send, input the amount you wish to transfer, and select your preferred transfer method.
- Verify your transaction: You'll receive a verification code via text or email. Enter this code to confirm and secure your transaction.
Once these steps are completed, your money will be on its way to your recipient in India.
Yes, an international student can send money to India via Instarem.
No, we do not support transfers to India using Google Pay.
Yes. With Instarem, you can conveniently use your credit card to make an instant money transfer to India.
Choosing the best app to send money to India depends on your specific needs and preferences. However, Instarem stands out as a reliable and convenient option for international money transfers to India.
With competitive exchange rates and low fees, Instarem is your go-to money transfer service to India. Our user-friendly app makes it easy to remit money to India securely and conveniently. Experience the ease and reliability of Instarem for your next transfer amount to India. Download our app from Play Store or Appstore.
