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Instarem is a brand operated by Nium Pte. Ltd. and its subsidiaries globally. In the European Economic Area, UAB “NIUM EU” is authorised as an electronic money institution (License No. 14 issued on 28 September 2017 by the Bank of Lithuania). This does not constitute or form part of an offer, solicitation, or advertisement of the Instarem services to any person outside the European Economic Area.

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