Bank of China Limited wire transfer: transfer time, fees, and limits

If you're a Bank of China Limited account holder, you may be seeking easy ways to send wire payments domestically or internationally. Take a look at this guide to learn about transfer time, fees, limits and more!

Bank of China Limited Domestic Wire Transfer Fees

You have the option to make a domestic wire transfer online, via mobile banking service or by personally visiting your preferred branch. If you prefer the latter, make sure to set an appointment with a specialist.

Type of wire transferFee
Incoming domestic wireFree
Outcoming domestic wireFree

For domestic wire transfers with Bank of China Limited, provide the following information:

  • Recipient’s name and contact details.
  • Recipient’s bank account details and transit number.
  • Wire routing number (also called the ABA code).
  • Details of the payment amount and the desired processing date

Bank of China Limited International Wire Transfer Fees

Type of wire transferFee
Incoming International Wire1.3% of amount transferred between accounts
Outgoing International WireCNY0.50 + CNY T/T fee

For international wire transfers with Bank of China Limited, provide the following information:

  • Name and address of the recipient in the foreign country.
  • Recipient's overseas bank account number.
  • Recipient bank ID, like a SWIFT code, BIC or national ID.
  • Foreign currency of the recipient’s bank account for currency exchange.
  • Purpose of the wire transfer.

Check our rates, send with confidence

Send money to over 60 countries hassle-free. Make every dollar count with our unbeatable exchange rates and low fees. Simply enter your amount and destination in our currency calculator to see our rates in real time. No hidden charges, just great savings!

europe flag
EUR
Please enter amount
All currencies
europe flag
europe
EUR
india flag
INR
Please enter amount
All currencies
india flag
india
INR

Our rates

Our rates

Payment by

Fees Fees and exchange rates vary by sending amount, currency, payment method, and receiving country. Please change these parameters to view the applicable fees.

You save

Making your first transfer?

Get a special FX rate + zero fees! Send between EUR 1 and EUR 2,000 today.

Plus, enjoy EUR 5 off your first transfer of EUR 500 or more. Use code WELCOME.

T&Cs apply

calculator promo icon large transfer promo icon

Need to send over 20,000 EUR? Enjoy special discounts. Learn more

Bank of China Limited Wire Transfer Limit

Bank of China Limited has wire transfer limits on outgoing wire transfers through its online banking system, particularly:

Type of transferLimit
Daily Minimum LimitN/A
Daily Maximum LimitSGD 5,000

Bank of China Limited Cutoff Times

Keep in mind that Bank of China Limited imposes a strict cut-off time for both domestic and international wire transfers. Make wire transfers before this designated time to ensure timely processing!

Type of wire transferCut-Off time
Domestic wire transferAvailable 24/7 for online and mobile banking.
International wire transfer6:00 pm CST






Related blogs

From Friction to Flow: How Aniday Scaled Global Payments with Instarem
Customer stories

From Friction to Flow: How Aniday Scaled Global Payments with Instarem

This article covers: The Company The Challenges The Solution The Results Ready to simplify your…

Amex Flight Reward Changes in Australia: 2025 Update, Impact & Smarter Value Options
Business

Amex Flight Reward Changes in Australia: 2025 Update, Impact & Smarter Value Options

Here are the factors that make Singapore the ‘best’ destination for expats in Asia…

Alipay Singapore: How to use Alipay on your trip to China
Money know-how

Alipay Singapore: How to use Alipay on your trip to China

This article covers: Alipay for foreigners: What is Alipay Singapore Can’t I use my…

How MOBI Asia scaled faster and reduced FX costs by 40% with Instarem
Customer stories

How MOBI Asia scaled faster and reduced FX costs by 40% with Instarem

This article covers: The Company  The Challenges  The Solution  The Results  Ready to simplify your…

Singapore import tax explained: GST, customs and duties
Business

Singapore import tax explained: GST, customs and duties

This article covers: Key Takeaways Why import tax matters for businesses in Singapore What is…

Malaysian import duties and taxes: A complete breakdown
Business

Malaysian import duties and taxes: A complete breakdown

This article covers: Key takeaways Customs duties vs Import taxes in Malaysia  How Malaysia calculates…

From Calculation to Payment: Get to Know Import Tax in Australia
Business

From Calculation to Payment: Get to Know Import Tax in Australia

This article covers: Key Takeaways How import tax works in Australia? Types of import taxes…

HK import tax explained: What you should know
Business

HK import tax explained: What you should know

This article covers: Key takeaways Why Hong Kong is considered a free port Are there…

How Lovet improved payment speed and cashflow planning with Instarem 
Customer stories

How Lovet improved payment speed and cashflow planning with Instarem 

This article covers: The Company  The Challenges  The Solution  The Results  Ready to simplify your…

How Instarem supports Airserve Marine Travel’s global operations with faster, smarter cross-border payments 
Customer stories

How Instarem supports Airserve Marine Travel’s global operations with faster, smarter cross-border payments 

This article covers: The company  The challenges  The solutions  The results  Ready to simplify your…

Disclaimer

The information provided in this guide is intended for general informational purposes only. While every effort has been made to ensure the accuracy of the information, banking policies and fees may be subject to change. Users are strongly advised to verify specific details and consult with their banks should they have any questions or concerns.
Instarem assumes no responsibility for any errors or omissions in this guide, or for any actions taken based on the information provided herein.

close icon
Select location
Australia flag
Australia
Austria flag
Austria
Canada flag
Canada
France flag
France
Germany flag
Germany
Hong Kong flag
Hong Kong
India flag
India
Indonesia flag
Indonesia
Ireland flag
Ireland
Japan flag
Japan
Malaysia flag
Malaysia
Netherlands flag
Netherlands
Singapore flag
Singapore
United Kingdom flag
United Kingdom
United States of America flag
United States of America
close icon
Select a language
English (EN)
close icon

Change location and language

You are on our Global website. Select below to change to another location.

Save changes