Egypt 
Ghana 
Kenya 
Nigeria 
South Africa 
Uganda 
Austria 
Belgium 
Bulgaria 
Croatia 
Cyprus 
Czech Republic 
Denmark 
Estonia 
Finland 
France 
Germany 
Greece 
Hungary 
Iceland 
Ireland 
Italy 
Latvia 
Lithuania 
Luxembourg 
Malta 
Monaco 
Netherlands 
Norway 
Poland 
Portugal 
Romania 
San Marino 
Slovakia 
Slovenia 
Spain 
Sweden 
Switzerland 
Turkey 
United Kingdom 
Argentina 
Brazil 
Canada 
Chile 
Colombia 
Dominican Republic 
Guatemala 
Mexico 
Peru 
United States of America 
Uruguay 10 tips to avoid job scams as an aspiring expat
Remember when scams were just about that mythical Nigerian prince promising you millions in your…
24 Mar 2026 
18 mins read 
BPI wire transfer: transfer time, fees, and limits
If you're a BPI account holder, you may be seeking easy ways to send wire payments domestically or internationally. Take a look at this guide to learn about transfer time, fees, limits and more!
BPI Domestic Wire Transfer Fees
You have the option to make a domestic wire transfer online, via mobile banking service or by personally visiting your preferred branch. If you prefer the latter, make sure to set an appointment with a specialist.
| Type of wire transfer | Fee |
|---|---|
| Incoming domestic wire | Php 0 / Free |
| Outcoming domestic wire | Php 25 |
For domestic wire transfers with BPI, provide the following information:
- Recipient’s name and contact details.
- Recipient’s bank account details and transit number.
- Wire routing number (also called the ABA code).
- Details of the payment amount and the desired processing date
BPI International Wire Transfer Fees
| Type of wire transfer | Fee |
|---|---|
| Incoming International Wire | US$6.50 - US$10 / Php 150 |
| Outgoing International Wire | US$14 / Php 600 |
For international wire transfers with BPI, provide the following information:
- Name and address of the recipient in the foreign country.
- Recipient's overseas bank account number.
- Recipient bank ID, like a SWIFT code, BIC or national ID.
- Foreign currency of the recipient’s bank account for currency exchange.
- Purpose of the wire transfer.
Check our rates, send with confidence
Send money to over 60 countries hassle-free. Make every dollar count with our unbeatable exchange rates and low fees. Simply enter your amount and destination in our currency calculator to see our rates in real time. No hidden charges, just great savings!
Please enter amount
No result found
Please enter amount
No result found
Making your first transfer?
Get a special FX rate + zero fees! Send between EUR 1 and EUR 2,000 today.
Plus, enjoy EUR 5 off your first transfer of EUR 500 or more. Use code WELCOME.
BPI Wire Transfer Limit
BPI has wire transfer limits on outgoing wire transfers through its online banking system, particularly:
| Type of transfer | Limit |
|---|---|
| Daily Minimum Limit | Php 1 |
| Daily Maximum Limit | Php 250,000 - Php 500,000 (For BPI Preferred, BPI Gold, and BPI Private Banking clients). |
BPI Cutoff Times
Keep in mind that BPI imposes a strict cut-off time for both domestic and international wire transfers. Make wire transfers before this designated time to ensure timely processing!
| Type of wire transfer | Cut-Off time |
|---|---|
| Domestic wire transfer | 4:00 PM Local Time |
| International wire transfer | 3:30 PM Local Time |
Send money faster, with greater rates and value
Save on FX fees and get better exchange rates with Instarem.
Send money from Europe to over 60+ countries
Africa
Asia-Pacific
Europe
America
Australia 
Bangladesh 
Bhutan 
China 
Hong Kong India 
Indonesia 
Japan 
Malaysia 
Mauritius 
Nepal 
New Zealand 
Pakistan 
Philippines 
Saudi Arabia 
Singapore 
South Korea 
Sri Lanka 
Thailand 
United Arab Emirates 
Vietnam If you cannot find the location you would like to send to, it means we currently do not support transfers to that destination, but we are working on it! Do come back and check again as we are continuously updating our services.
More currency pairings for EUR
Africa
Asia-Pacific
Europe
America
If you cannot find your desired currency pair, it means that transfers to that specified currency are not supported by our services, but we are working on it! Do come back and check again as we are continuously updating our services.
Related blogs
24 Mar 2026 18 mins read 
5 typical criteria to qualify for a golden visa
Want to get your hands on a golden visa? What better way to do it…
18 Mar 2026 17 mins read 
How to get a job in the UK from India 2026: (6 easy steps)
Key takeaways The UK remains a trending destination for Indian professionals due to strong demand…
17 Mar 2026 16 mins read 
TOEIC Test uncovered: Your path to business English proficiency
Hey there! We’ve chatted quite a bit about various English proficiency tests for…
11 Mar 2026 12 mins read 
Best places to see cherry blossoms (Sakura) in the world
Looking for the best places to see cherry blossoms? From Japan, South Korea to Washington…
10 Mar 2026 11 mins read 
Duty free: The truth about shopping in airports
Ever been tempted to shop duty free at the airport? Learn more about the real…
05 Mar 2026 14 mins read 
Tap to pay smarter: Instarem Business Card levels up with Apple Pay
Good news for fast-moving teams. You can now add your Instarem Business Card…
26 Feb 2026 4 mins read 
Daily Transfer Limits and Requirements for Sending SGD to Indonesia
Key takeaways Planning on making large transfers from Singapore to Indonesia? We understand that the…
11 Feb 2026 12 mins read How Employers Can Transfer Salaries to FDW Families in Indonesia
Key takeaways Payday should bring peace of mind, not stress. When a salary goes to…
10 Feb 2026 15 mins read How to Use Instarem for Recurring Transfers to India
Key Takeaways Sending money to India is more than a task—it’s a part…
10 Feb 2026 15 mins read Sources
Disclaimer
The information provided in this guide is intended for general informational purposes only. While every effort has been made to ensure the accuracy of the information, banking policies and fees may be subject to change. Users are strongly advised to verify specific details and consult with their banks should they have any questions or concerns.
Instarem assumes no responsibility for any errors or omissions in this guide, or for any actions taken based on the information provided herein.