International money transfers

• There are many ways to send money abroad including banks, retail money transfer operators and online money transfer services. The best international money transfer option depends on key factors such as exchange rates, transfer fees and speed. 

  While some banks and financial organisations may have unfavourable rates and hidden fees, Instarem offers competitive foreign exchange rates close to mid-market rates, with low fees. New users get a special offer on their first transfer, plus, every transaction earns you InstaPoints that can be redeemed for even more savings. 

  With fast, secure, and low-cost transfers, Instarem is a smart choice to send money internationally. 

Instarem allows you to make global money transfers effortlessly. You can send money online to your loved ones, pay for education fees, or transfer funds to your own account in over 60 countries.  

To get started, just create an account on instarem.com or download the Instarem app. Enter your sending amount and recipient’s details and fund your transfer. Your recipient doesn't need an Instarem account to receive money. 

Once we get your funds, we send them directly to your recipient’s bank account in their local currency. It’s quick and easy, and with our favourable rates and fees, you can enjoy great value on every foreign currency transfer. 

Sending money abroad with Instarem is simple and affordable, with no hidden fees or unfair FX margins. We make international money transfers seamless with a quick, hassle-free process— no lengthy forms, no unnecessary delays.  

Here’s how you can benefit from sending money with us: 

• Fast: Most transfers are instant or same-day. 

• Low-cost: Get competitive exchange rates and low fees. 

• Safe: Instarem is licensed and regulated in 11 jurisdictions. 

• Transparent: All costs are upfront, no hidden charges. 

• Convenient: Track your transfer in real time on our app. 

• Rewarding: Earn InstaPoints on every transaction. 

You can send money abroad with Instarem in just a few simple steps: 

1. Sign up: Download the Instarem app, create an account for free and verify your identity. 

1. Add a recipient: Add a new recipient or choose from your phone contacts. You can send money to yourself, family and friends. 

1. Add your transfer details: Use the currency calculator to select the sending amount and receiving country. You’ll see exchange rates and fees upfront, with no hidden charges. 

1. Authorise and pay: Fund your money transfer via your preferred payment method. 

Once we receive the funds, we’ll process your transfer and notify you when it’s sent. You can also track your transfer in real time on the app.  

The maximum amount you can send with Instarem depends on the country you're sending money to and from, as well as the payment method you use. You can check international money transfer limits here.