InstaPoints programme is valid only for individual users
How to earn points
InstaPoints or IPs are loyalty points that you earn by using Instarem. IPs are a cool way for you to use Instarem and save at the same time.
Transfer money abroad
Each money transfer will reward you with InstaPoints. The bigger the amount, the greater the number of points you will earn. Do note that your transfer must be a minimum of SGD 500 to be eligible to receive InstaPoints.
Spend with amaze card*
Earn InstaPoints on all your FX (non-SGD) spend. You get 1 InstaPoint on every 1 SGD-equivalent in foreign currency made on your amaze card. Do note that your amaze transaction must be a min of 10 SGD (currency equivalent).
*Terms and Conditions apply
Refer a friend
Refer a friend to Instarem and earn 200 InstaPoints. This is our way of thanking you for the introduction.
How to redeem your InstaPoints
Use points as discounts on your money transfers
Redeem between 100 and 400 InstaPoints (SGD 1.25 - SGD 5) per transaction once you meet the minimum transaction amount of SGD 500.
Cashback from your
amaze card
Redeem InstaPoints as cashback directly on your app. Every 2,000 InstaPoints will entitle you to SGD 20 cashback.
Earn 25 InstaPoints by simply signing up with us. It is our little way of saying hello. Score an additional 100 InstaPoints* when you complete your e-verification in the first 36 hours after you sign up.